Monitoring and alerts
The record never stops moving
Filings happen every day, in thousands of counties and courts, under names you've never searched. Alefy watches all of it continuously, across every node in your network, and turns it into the few alerts that matter.
The blind spot
A background check is a photograph. A title search is a photograph. The day after you run one, it's already history. Risk is not a snapshot, it's a process, and the only way to see a process is to never stop watching.
Continuous coverage
What Alefy watches
Nine kinds of events, read straight from the record, across every node in your network.
Liens
A contractor who stopped getting paid, a judgment that finally landed. It surfaces the day it's recorded, on your asset or anywhere connected to it.
Mortgages
New debt, a quiet refinance, an assignment that changed who you're dealing with. Every recorded mortgage across the network, as it happens.
Litigation
Lawsuits against the borrower, the entity, the sponsor, the principal. You hear it from the record, not from the defendant.
UCC filings
Quiet debt leaves a paper trail. New filings show up the moment they're indexed, including pledges the covenant says can't exist.
Bankruptcy
The filing that freezes everything. A Chapter 7 or 11 anywhere in the network reaches you the day it hits the docket.
Taxes
Delinquency, tax liens, tax sales: the quietest early warning there is. The first notice you get isn't the auction.
Building violations
A building that stops being maintained tells you before the borrower does. The asset's physical condition, read straight from the record.
Listings
Your collateral quietly on the market: what's listed, at what price, and what stage the sale is in, from listed to pending to sold.
Ownership changes
Deeds, transfers, entity changes. When what you lent against changes hands, you know the day it's recorded.
Decision context
Signal, not noise
Every alert comes with the document, the connection in the network, and the reason it reaches you. Not a feed of everything. The few things that matter.
